As the reality of automated vehicles on UK roads draws nearer, insurers are today answering a question which continues to challenge the automotive industry; exactly what should a vehicle be capable of doing to deserve the title “Automated”?
To meet the Automated and Electric Vehicle Bill’s definition of an automated vehicle, UK insurers are setting out minimum criteria for a vehicle’s automated systems.
Thees are the 10 key features and performance criteria required of a truly automated vehicle, according to UK car insurance industry:
- Naming: clearly describes automated capability
- Law abiding: complies with UK traffic laws and the Highway Code
- Location specific: functionality is limited to specific types of roads or areas via geo-fencing
- Clear handover: transfer of driving control follows a clear ‘offer and confirm’ process
- Safe driving: vehicle can manage all reasonably expected situations by itself
- Unanticipated handover: adequate and appropriate notice must be given if the vehicle needs to unexpectedly hand back driving control
- Safe stop: vehicle executes an appropriate ‘safe stop’ if unable to continue or the driver does not take back control
- Emergency intervention: vehicles can avoid or prevent an accident by responding to an emergency
- Back-up systems: safeguards step in if any systems fail
- Accident data: record and report what systems were in use at the time of an accident
The uk car insurance industry will assess new vehicles against these criteria to determine if a car is assisted or automated, to enable better drive standards in automated performance. This will require a constant dialogue with carmakers as the technology develops.